Disclosures & Regulatory Information
Last updated: July 2026
Distributor identity
What we are — and what we are not
Money Multiplier is an AMFI-registered Mutual Fund Distributor and IRDAI-certified Insurance Advisor. We distribute mutual fund schemes and insurance products and earn commission/brokerage from AMCs and insurers as per applicable regulations.
We are not a SEBI-Registered Investment Advisor (RIA). We do not charge a fee for advice, and we do not manage client funds or portfolios on a discretionary basis. All investments are made directly into AMC / insurer accounts; we never hold or handle client money.
Commission & conflict-of-interest disclosure
As a Mutual Fund Distributor we receive trail commission from Asset Management Companies on the regular plans we distribute. Commission rates vary by scheme category and AMC and typically range between 0.10% – 1.25% p.a. of the average AUM you hold with us. AMC-wise commission structure is disclosed in the scheme SID/KIM and is also available on written request.
You may choose to invest in direct plans of the same schemes independently — direct plans carry a lower expense ratio and do not pay distributor commission. Our recommendations are based on suitability to your goals; you are encouraged to evaluate direct-plan alternatives before transacting.
For insurance products, we receive commission from insurers as per IRDAI-notified slabs. No premium loading is added on your policy for our commission — it is paid out of the insurer's operating expenses.
Standard risk disclaimers
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
Past performance of any scheme is not indicative of future returns. NAVs may fluctuate based on factors affecting capital and money markets. There is no guaranteed or assured return in any market-linked product.
Insurance is the subject matter of solicitation. Please read the policy wording and prospectus carefully before concluding a sale. Tax benefits are subject to changes in tax laws.
AMFI Code of Conduct
We adhere to the AMFI Code of Conduct for Mutual Fund Distributors, including obligations relating to KYC, suitability, disclosure and avoidance of mis-selling.
Grievance redressal
Grievance Officer: Pranay Kumar Gorre · WhatsApp +91 72593 75199. We aim to acknowledge within 2 working days and resolve within 7 working days.
If your complaint is not resolved, you may escalate to:
- AMFI — amfiindia.com
- SEBI SCORES — scores.sebi.gov.in
- IRDAI Bima Bharosa — bimabharosa.irdai.gov.in
Verify our credentials
- Verify ARN-316810 on the AMFI distributor lookup.
- View our AssetPlus profile: assetplus.in/mfd/ARN-316810.
This page is for informational purposes and does not constitute personalised investment advice. Investors are advised to consult a qualified professional and read all scheme-related documents before investing.