Complete Your Mutual Fund KYC in 10 Minutes
A single online form, Aadhaar OTP, and a clear selfie — that's all you need before you can start your first SIP.
Keep these ready
Six items — most of them are already on your phone.
PAN Card
Mandatory. Name and DOB must match Aadhaar exactly.
Aadhaar Card
Must be linked to an active mobile number for OTP.
Photograph
Clear selfie in good light — face fully visible.
Signature
Plain white paper, black/blue ink — no shadows.
Bank Proof
Cancelled cheque or bank statement (last 3 months).
Address Proof
Only if Aadhaar address is outdated (utility bill / passport).
Five simple steps
- 1Message us on WhatsApp
Send 'Start KYC' to +91 72593 75199. We share your personalised KYC link within minutes.
- 2Fill personal details
PAN, Aadhaar, email, mobile, nominee, occupation, income slab and FATCA declaration.
- 3Aadhaar OTP verification
Enter the OTP sent to your Aadhaar-linked mobile. Address auto-fills from UIDAI.
- 4Upload photo & signature
A clear selfie and a signature on white paper. That's it — no printouts needed.
- 5Approval in 1–3 days
You'll receive a KYC-Registered confirmation from CVL-KRA / CAMS-KRA on email & SMS.
Top reasons KYC gets rejected
- Name mismatch between PAN and Aadhaar (even a middle initial).
- Aadhaar not linked to an active mobile — OTP will not arrive.
- Blurred selfie, sunglasses, or face partially covered.
- Signature on a lined notebook page — always use plain white paper.
- Delayed upload of photo or signature — KYC will stay 'Under Process'.
- Wrong income slab or occupation — leads to KRA rejection.
KYC questions, answered
Is KYC mandatory to start a SIP?+
Yes. As per SEBI rules, KYC is mandatory for every mutual fund investor — even for a ₹500 SIP. It's a one-time process across all AMCs.
How long does KYC take?+
The online form takes 10 minutes. Approval from CVL-KRA/CAMS-KRA typically comes in 1–3 working days.
Do I need to be physically present?+
No. Aadhaar-based e-KYC is 100% online and legally accepted by all AMCs.
My KYC status is 'On Hold' — what next?+
Usually caused by a name mismatch or unclear document. WhatsApp us your PAN and we'll pull the exact rejection reason from the KRA and re-submit at no cost.
I did KYC 5 years ago. Do I need to redo it?+
If your KYC is 'Registered' or 'Verified' on any KRA, you don't need to redo it. If it's 'Existing KYC' or 'On Hold', a one-time modification is enough.
Ready to complete your KYC?
WhatsApp us and we'll send your personalised KYC link. Zero paperwork, zero cost.
Start KYC on WhatsApp